Keller International can help you Finance your Future Salon
Beauty Salon financing specialists and Keller International have teamed up to provide you with the best of both worlds - salon financing and salon furniture.
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Highland Financial Group
Quest Resource
Leasing/Financing Versus Bank Loan
Leasing/Financing
Bank Loan
1|
Allows you to finance 100% of the cost of equipment, sales tax, license fees, and shipping costs.
1|
Typically equipment only.
2|
Minimal down payment or deposit.
2|
Traditional financing is 10-20% down.
3|
Easy and convenient - one page application - decision made within hours.
3|
Profit / loss statements required plus tax returns - several weeks to decide on your credit worthiness.
4|
Tax advantages may include full lease expensing, depending on how you structure the financing. Consult your tax accountant.
4|
conventional financing may not be fully tax advantaged.
5|
When leasing, your equipment is the collateral - not your personal possessions (home, auto, etc).
5|
Potential for blanket liens against your business.
Review the table below for typical Lease Rates - these are estimated dollar amounts. Actual payments will be quoted at the time of approval based on your credit rating and other lending practices.
Lease Term
$2,000 Lease
$5,000 Lease
$10,000 Lease
$20,000 Lease
24 months
99.00
244.00
489.00
959.00
36 months
72.00
175.00
349.00
679.00
48 months
58.00
141.00
279.00
549.00
60 months
49.00
119.00
239.00
469.00
72 months
45.00
107.00
209.00
409.00
